Are you in a losing battle? Does it seem like the harder you work the less progress you seem to make? Is there more month to pay for life and less paycheck to pay it with? Are you continuously trimming back the budget to make ends meet?
You're not alone! Many struggle with this same problem. The problem we all have is not about managing our expenses. It's about generating more income!
Making money from home is quickly becoming the hot topic. The home based business industry has exploded with opportunities to earn additional income from the comfort of your home.
For a lot of us, working an 8 hour day job is the only avenue to providing for our families. The 8 hour work day is more like 10 to 11 hours after lunch break and commuting time depending on the city you live in. The average annual commute to work is additional 20% of the total hours worked in a year.
The real value of that time continues to decline as the cost of living (food, housing, transportation, energy and clothing) gets more expensive. Our living cost eats away not only on our paycheck but on the time we spend learning a living. That money is slowly lost and can not be earned back!
It seems like there is an invisible force that keeps you in the rat race . A force so strong it consumes all efforts to slow it down. Physical, emotional and spiritual well being is sacrificed to keep the hidden forces from destroying your life.
What are those forces? They are inflation , debt , taxes and retirement . These four forces will defeat your dreams and aspirations quietly and effectively over a long period of time.
Inflation: the cost of food, housing, transportation, energy and clothing. Without a doubt the most destructive of the hidden forces, inflation takes money out of your wallet silently and relentlessly. There are a few causes of inflation but none that you can directly control.
Governments around the world are passing "austerity measures" along with tax increases to keep inflation from teasing their countries apart. With less and less money to purchase the necessities of life, stability and domestic peace is in danger of deteriorating.
Debt: the cost of acquiring a lifestyle. Some debt is necessary. Buying a house without acquiring debt is next to impossible. In the movie Its a Wonderful Life Henry Potter suggest to George Bailey that people should work and save their money to buy a house. George's responses with Wait! Wait for what? Until their children grow up and leave them? Until they're so old and broken down that they …
Some debt is unnecessary. The use of debt to buy consumable goods is never a good idea. With interest rates ranging from 15% to 22% it will take every last penny your family needs.
Managing your debt is a skill that requires constant vigilance. The recent housing crisis in the United States tells us just how unacceptable we are to the ups and downs of market forces beyond our control.
Taxes: the thieves that come in the name of protection. Governments use taxes to pay for the necessary function of government but also to pay for promises made to keep and maintain power.
Various agencies charge your employer with the responsibility of collecting all the taxes due . Whether or not you have the money to keep a roof over head or food on the table, the tax man takes what he requires. You can not control this hidden force, only try to manage your life around it.
Retirement: the setting aside of future provision. We all come to a place in life when we can no longer work to pay for our living expenses. Retirement Savings (401k's, IRA's, ROTH IRAs and Keogh plans) are the common sense way to do that. However, savings accounts are wiped out either by unscrupulous money manger's (aka, crooks) or by market corrections.
Add to the retirement account the effect of inflation over your working life, that money has less and less value. It is the fear of every retiree that inflation will destroy their life's savings.
All of these forces erode your ability to provide for you and your family. Robert Kiyosaki states: "Those who work the hardest and are paid the least suffer the most from the constant erosion of money's value."
What can you do to defeat the forces of evil bent on destroying your life?
A second income or a second and third job would be the solution to generate more income. Prior to 1995 it was the only solution that a family could exercise along going back to school or learning an advanced degree. Join a Network Marketing company was another alternative.
Stay at home Moms found themselves choosing the work place instead of staying at home with their kids to keep food on the table. Many Dads started looking for the second job or night school that might help get a better job.
But in 1995 that all changed with advent of the Internet. Having been a tool of document sharing and communications at universities and the military for years, the general public had no idea what the Internet could do for them.
The use of a computer and an Internet connection allows the world of online users to come to your doorstep. It is as if you are inviting customers into your place of business without the expense of a store front .
At first few realized the power of this platform. But in a few short years since, the Internet has become a stable, user friendly environment for building a business anywhere an Internet connection exists.
The Internet exists because millions of searches are performed every hour by people looking for products, services or ideas to better their lives. Without those searches, the Internet would be an expensive communications tool. But there is more to it than you might think.
The Internet can be a store front. A place where customers can come to find your product, service or idea. It can be a place to advertise or inform the public about anything touching their lives. Publish e-books for sale or as a premium to come to your store.
The benefits of the Internet have applications in Network Marketing companies. Instead of focusing on friends and family to promote your product, service or idea, the world is a potential customer with millions looking for what you have to offer.
Training your new enrollments can be simple too. No more using expensive hotels or restaurants to hold training meetings. Services that allow multi users to see your monitor and hear your voice can make cross country and international meeting a snap.
New benefits have been created by the Internet. Internet Marketing, hi-tech advertising, creates a 24/7 awareness of products, services or ideas that are available around the world. Affiliate Marketing, being paid by referring customers to a site, is a growing niche market for Internet Marketers.
There are many great companies promoting needed products and services on the Internet. Simple searches can produce hundreds of potentially profitable companies to begin making money from home.
In closing, making money from home is no longer about making a better widget and then finding Venture Capital to manufacture and promote your product. It can be as simple as placing ads on search engines or being active in a community forum.
The possibilities are as endless as the Iacets reach. All it takes is a little education and some imagination. Then making money from home may be a reality for you.